Maryland Renters Insurance - Montgomery County Area
We offer affordable renters insurance policies that have flexibility to
meet your individual needs and above all, provide you with the security
that comes only from the knowledge that your home is safe. If you live
in an apartment or a rented house, a Maryland renters insurance policy
covers you and your possessions. A standard renters
insurance policy protects your personal property in
many cases of theft or damage, and may pay for
temporary living expenses if your rental is damaged
so seriously you can't live in it. It can also protect you
from personal liability.
The standard renters insurance policy covers the
actual cash value of personal property. Payments
are based on the replacement cost of the property
minus a deduction for physical depreciation and
obsolescence. If you add replacement cost
coverage (for an additional premium), the insurance
company will pay one of the two amounts below,
whichever is lower?
1. The cost to replace the property with a similar
type and quality of property without a deduction
for depreciation.
2. The full cost to repair at the time of the loss.
Maryland renters insurance is a popular form of personal
insurance and usually contains four sections: C, D, E, and F:

Coverage C - protects your personal property, (e.g. furniture,
CDs, stereo and clothes). You choose a dollar amount limit
(what you think your possessions are worth) when you
purchase a Maryland renters insurance policy.
Coverage D - covers loss of use - the expenses you face when
your apartment can't be used due to an insured loss. This is
usually 20% of your personal property limit.
Coverage E - covers your personal liability claims and suits for
bodily injury or property damage. You choose this limit when you
buy the Maryland renters insurance policy.
Coverage F - pays for medical expenses for minor injuries to
others even if you were not at fault. The policy normally includes
limits of $1,000 per person.
A Maryland renters insurance policy covers "named perils"
listed on your policy and usually include the following:
Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots,
Aircraft, Vehicles, Smoke, Vandalism, Falling objects, Weight of
ice, snow, or sleet, Accidental discharge or overflow of water or
steam, Sudden and accidental tearing apart, cracking, burning, or
bulging, Freezing, Sudden and accidental damage from artificially
generated electrical current , Volcanic eruptions (doesn't include
earthquake or tremors)
Click on the link below to fill out a quote request form for a Maryland
Renters Insurance policy that will provide excellent insurance
coverage at an affordable cost. Or you can speak with our Maryland
Renters Insurance agent specialist at 301-933-5500 to discuss the
renters insurance policy features in more detail.
We are a Silver Spring, MD full-service insurance agency, offering affordable
Maryland renters insurance policy premiums to individuals and families
located in the following cities and counties: Wheaton, Silver Spring,
Bethesda, Aspen Hill, White Oak, Takoma Park, Randolph Hills, Veirs Mill,
Kensington, Kemp Mill Estates, Rock Creek Forest, Chevy Chase,
Woodmont, Garrett Park, Oakmont, Calverton, Fairland, Springbrook,
Glenmont, Foxhall, Layhill, Colesville, Meadowood, Rockville, Laurel,
Gaithersburg, Good Hope, College Park, Greenbelt, Montpelier, Adelphi,
Langley Park, Berwyn Heights, Knollwood, Beltsville, Maryland City,
Riverdale, Hyattsville, Chillum, Lewisdale, University Park, New Carrollton,
Landover Hills, Bladensburg, Cheverly, Kent Village, Somerset, Chevy Chase
View, Glen Mar Park, Westgate, Brookmont, Luxmanor, Montrose, Potomac,
Glen Hills, Derwood, Washington Grove, North Potomac, Redland, Olney,
Sandy Spring, Norwood Corner, Ashton, Ednor, Spencerville, Burtonsville,
Good Hope, Fulton, Savage, Bowie, Crofton, Kettering, Forestville, District
Heights, Capitol Heights, Columbia, Annapolis, Germantown, Brinklow,
Brookeville, Highland, Simpsonville, Brighton, Clarksville, Laytonsville,
Damascus, Dayton, Unity, Glenelg, West Friendship, Seneca, Dawsonville,
Poolesville, Towson, Baltimore, Montgomery County, District of Columbia,
Prince Georges County, Howard County, Anne Arundel County, and
Baltimore County, MD. We also offer renters insurance services throughout
northern Virginia, including Arlington, Alexandria, McLean, Falls Church,
Annandale, Reston, Fairfax, Vienna, Herndon, Sterling, Leesburg, and
Manassas, VA.
Brown Insurance Group
12118 Heritage Park Circle
Silver Spring, Maryland 20906
Montgomery County, MD
(301) 933-5500
Fax: (301) 933-6955

Answer a few questions and
we will provide you with an
insurance quote by phone or
email. Choose the Maryland
personal or business insurance
coverage you're interested in
from the menu above.
Brown Insurance Group, Inc.
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Brown Insurance Group of Silver Spring, Maryland
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