|
Maryland Motorcycle Insurance Information
|
|
The value of good motorcycle insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have Maryland motorcycle insurance coverage you can count on. |
|
Let our experienced Maryland Motorcycle Insurance
policy specialist explain the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Personal Injury Protection, Medical coverages, and deductibles that are available for you to choose from. We offer affordable motorcycle insurance policies from a leader in the insurance industry. This means stable premiums and none of those 15% increases after the first year. |
|
Learn more about Maryland Motorcycle
Insurance policy coverage options below! |
|
Click on the link below to fill out a quote request form for
a Maryland Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our Maryland Motorcycle Insurance agent specialist at 301-933-5500 to discuss the policy features in more detail. |
|
We are a Silver Spring, MD full-service insurance agency, offering low cost Maryland
motorcycle insurance policy premiums in the following cities and counties: Wheaton, Silver Spring, Bethesda, Aspen Hill, White Oak, Takoma Park, Randolph Hills, Veirs Mill, Kensington, Kemp Mill Estates, Rock Creek Forest, Chevy Chase, Woodmont, Garrett Park, Oakmont, Calverton, Fairland, Springbrook, Glenmont, Foxhall, Layhill, Colesville, Meadowood, Rockville, Laurel, Gaithersburg, Good Hope, College Park, Greenbelt, Montpelier, Adelphi, Langley Park, Berwyn Heights, Knollwood, Beltsville, Maryland City, Riverdale, Hyattsville, Chillum, Lewisdale, University Park, New Carrollton, Landover Hills, Bladensburg, Cheverly, Kent Village, Somerset, Chevy Chase View, Glen Mar Park, Westgate, Brookmont, Luxmanor, Montrose, Potomac, Glen Hills, Derwood, Washington Grove, North Potomac, Redland, Olney, Sandy Spring, Norwood Corner, Ashton, Ednor, Spencerville, Burtonsville, Good Hope, Fulton, Savage, Bowie, Crofton, Kettering, Forestville, District Heights, Capitol Heights, Columbia, Annapolis, Germantown, Brinklow, Brookeville, Highland, Simpsonville, Brighton, Clarksville, Laytonsville, Damascus, Dayton, Unity, Glenelg, West Friendship, Seneca, Dawsonville, Poolesville, Towson, Baltimore, Montgomery County, District of Columbia, Prince Georges County, Howard County, Anne Arundel County, and Baltimore County, MD. We also offer motorcycle insurance services throughout the state of Maryland and northern Virginia, including in Arlington, Alexandria, McLean, Falls Church, Annandale, Reston, Fairfax, Vienna, Herndon, Sterling, Leesburg, and Manassas, VA. |
|
Bodily Injury Liability
|
|
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage available for purchase in Maryland is 20/40 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us at 301-933-5500 to discuss what liability coverage amounts you require to meet your family and personal needs. |
|
Maryland Liability Coverage limits explanation:
|
|
20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
|
|
Property Damage Liability
|
|
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle insurance coverage. The minimum coverage amount in Maryland is $15,000. |
|
Medical payments coverage pays for the medical and funeral expenses for you
or others hurt or killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is a required Motorcycle Insurance coverage in Maryland. |
|
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
|
Covers damage caused to the owners motorcycle from a collision caused by another
vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the Maryland Motorcycle Insurance policy. |
|
Maryland Motorcycle Insurance FAQ
|
|
Covers damage caused to the insured's motorcycle (your motorcycle) from
risks such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Maryland Motorcycle Insurance policy. |
|
Maryland Motorcycle Insurance FAQ
|
|
Maryland Motorcycle Insurance FAQ
|
|
Benefits Provided:
|
|
80% of medical benefits for all reasonable expenses for necessary
medical, surgical, x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
|
80% of necessary remedial treatment (nursing home care or home nursing
care).
60% of disability benefits for any loss of gross income and loss of earning
capacity from inability to work because of an injury suffered in an accident. |
|
Maryland Motorcycle Insurance FAQ
|
|
Maryland does not require no fault coverage. This coverage pays medical
bills for injuries suffered in a motorcycle accident regardless of who caused the accident. |
|
Maryland Motorcycle Insurance FAQ
|
|
Example of uninsured motorist limits:
|
|
Maryland Motorcycle Insurance FAQ
|
|
Covers the insured (you) for your bodily injury caused by a hit-and-run driver
or an at-fault driver who has no auto or motorcycle liability insurance. This is a required coverage for Motorcycle Insurance in Maryland. Contact us at 301-933-5500 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
|
This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
|
Protects you if your motorcycle is damaged in an accident caused by a driver
who has insufficient auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in Maryland. |
|
This type of motorcycle insurance coverage pays for your medical expenses,
lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required motorcycle insurance coverage in Maryland. |
|
Underinsured Motorist Bodily Injury Coverage
|
|
Underinsured Motorist Property Damage Coverage
|
|
Maryland Motorcycle Insurance FAQ
|
|
Click on the link below to fill out a quote request form for a Maryland
Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our Maryland Motorcycle Insurance agent specialist at 301-933-5500 to discuss the policy features in more detail. |
|
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
|
Personal Insurance
|
|
Motorcycle Insurance
|
|
Brown Insurance Group
12118 Heritage Park Circle
Silver Spring, Maryland 20906
Montgomery County, MD
(301) 933-5500
Fax: (301) 933-6955
|
|
Answer a few questions and
we will provide you with an insurance quote by phone or email. Choose the Maryland personal or business insurance coverage you're interested in from the menu above. |
|
Brown Insurance Group, Inc.
Copyright 2005-2010 All rights reserved
|
|
Site Built & Maintained by InsuranceWebsiteServices.com
|
|
(also northern Virginia & District of Columbia)
|
|
(also northern Virginia & District of Columbia)
|
|
(also northern Virginia & District of Columbia)
|
|
(also northern Virginia & District of Columbia)
|
|
(also northern Virginia & District of Columbia)
|
|
(also northern Virginia & District of Columbia)
|
|
(also northern Virginia & District of Columbia)
|
|
(also northern Virginia & District of Columbia)
|
|
(also northern Virginia & District of Columbia)
|
|
BROWN INSURANCE GROUP
|
|
DELIVERING EXCELLENCE WITH A DIFFERENCE
|