Maryland Long Term Care Insurance Information
Although people are generally living longer, many are requiring assistance
in their later years. Long term care services can be provided in your home,
in an assisted living facility or in a nursing home. In many cases the family
is no longer able to provide such care around the clock.
Family members may not live nearby, they may have
other pressing family commitments, or simply can't get
the time off from work or away from the home.
According to recent data, 48.6% of people age 65 and
older may spend some time in a nursing home and
71.8% of people age 65 and older may use some form
of home health care.
Some people can pay the bill out of pocket, others will
qualify for Medicaid (welfare), but most of us will fall
somewhere in the middle. A Maryland Long Term Care
insurance policy can help protect your assets from the
rising cost of care.
Long Term Care insurance is often referred to as
"asset protection." Individuals need to have assets
worth protecting in order to justify the purchase of a
policy. If you are able to pay Long Term Care
insurance premiums without having to change your
lifestyle - you should transfer that risk to the
insurance company.
Three Types of Long Term Care Insurance Policies
Facility Only: Will pay benefits for care in a nursing home, assisted
living facility or board and care facility. It's the most basic policy but
often the most needed type.
Home Health Care: Will pay benefits for care in your home, but
not in a facility. The preferred policy when a home health care
situation is possible.
Comprehensive: Will pay benefits for care in your home or in a
facility. This is the preferred type of plan (policy) because of it's
flexibility, but is also the most expensive.
A long term care insurance specialist with Brown Insurance Group
will assist you in deciding which type of policy will work best for your
needs.
More Information on Maryland Long Term Care Insurance
Click on the link below to fill out a quote request form for a Maryland
Long Term Care Insurance policy that will provide excellent long term
care insurance coverage at an affordable cost. Or you can speak with
our Long Term Care Insurance agent specialist at 301-933-5500 to
discuss the insurance policy features in more detail.
We are a Silver Spring, MD full-service insurance agency, offering affordable
long term care insurance policy premiums to individuals and families located
in the following cities and counties: Wheaton, Silver Spring, Bethesda, Aspen
Hill, White Oak, Takoma Park, Randolph Hills, Veirs Mill, Kensington, Kemp
Mill Estates, Rock Creek Forest, Chevy Chase, Woodmont, Garrett Park,
Oakmont, Calverton, Fairland, Springbrook, Glenmont, Foxhall, Layhill,
Colesville, Meadowood, Rockville, Laurel, Gaithersburg, Good Hope, College
Park, Greenbelt, Montpelier, Adelphi, Langley Park, Berwyn Heights,
Knollwood, Beltsville, Maryland City, Riverdale, Hyattsville, Chillum,
Lewisdale, University Park, New Carrollton, Landover Hills, Bladensburg,
Cheverly, Kent Village, Somerset, Chevy Chase View, Glen Mar Park,
Westgate, Brookmont, Luxmanor, Montrose, Potomac, Glen Hills, Derwood,
Washington Grove, North Potomac, Redland, Olney, Sandy Spring, Norwood
Corner, Ashton, Ednor, Spencerville, Burtonsville, Good Hope, Fulton,
Savage, Bowie, Crofton, Kettering, Forestville, District Heights, Capitol
Heights, Columbia, Annapolis, Germantown, Brinklow, Brookeville, Highland,
Simpsonville, Brighton, Clarksville, Laytonsville, Damascus, Dayton, Unity,
Glenelg, West Friendship, Seneca, Dawsonville, Poolesville, Towson,
Baltimore, Montgomery County, District of Columbia, Prince Georges County,
Howard County, Anne Arundel County, and Baltimore County, MD. We also
offer long term care insurance services throughout the state of Maryland and
northern Virginia, including Arlington, Alexandria, McLean, Falls Church,
Annandale, Reston, Fairfax, Vienna, Herndon, Sterling, Leesburg, and
Manassas, VA.
**The information, pictures, and other content in this website about
particular insurance or financial services is only provided for informational
purposes. Any decisions regarding these services should be discussed
with a licensed insurance agent or financial services representative.
Brown Insurance Group
12118 Heritage Park Circle
Silver Spring, Maryland 20906
Montgomery County, MD
(301) 933-5500
Fax: (301) 933-6955

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