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Maryland Auto Insurance Policy Information
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(also northern Virginia & District of Columbia)
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The value of good auto insurance often doesn't become apparent until
you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have Maryland auto insurance coverage you can count on. |
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Let one of our experienced Maryland auto insurance
policy specialists explain the different Liability limits, Comprehensive, Collision, Personal Injury Protection, Uninsured Motorist, Medical coverages, and deductibles that are available for you to choose from. We offer affordable truck and car insurance policies from a leader in the insurance industry. |
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Learn more about Maryland Auto Insurance
policy coverage options below! |
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Click on the link below to fill out a quote request form
for a Maryland Auto Insurance policy that will provide excellent car insurance coverage at an affordable cost. Or you can speak with our Maryland Auto Insurance agent specialist at 301-933-5500 to discuss the policy features in more detail. |
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We are a Silver Spring, MD full-service insurance agency, offering affordable Maryland
auto and car insurance policy premiums to individuals and families located in the following cities and counties: Wheaton, Silver Spring, Bethesda, Aspen Hill, White Oak, Takoma Park, Randolph Hills, Veirs Mill, Kensington, Kemp Mill Estates, Rock Creek Forest, Chevy Chase, Woodmont, Garrett Park, Oakmont, Calverton, Fairland, Springbrook, Glenmont, Foxhall, Layhill, Colesville, Meadowood, Rockville, Laurel, Gaithersburg, Good Hope, College Park, Greenbelt, Montpelier, Adelphi, Langley Park, Berwyn Heights, Knollwood, Beltsville, Maryland City, Riverdale, Hyattsville, Chillum, Lewisdale, University Park, New Carrollton, Landover Hills, Bladensburg, Cheverly, Kent Village, Somerset, Chevy Chase View, Glen Mar Park, Westgate, Brookmont, Luxmanor, Montrose, Potomac, Glen Hills, Derwood, Washington Grove, North Potomac, Redland, Olney, Sandy Spring, Norwood Corner, Ashton, Ednor, Spencerville, Burtonsville, Good Hope, Fulton, Savage, Bowie, Crofton, Kettering, Forestville, District Heights, Capitol Heights, Columbia, Annapolis, Germantown, Brinklow, Brookeville, Highland, Simpsonville, Brighton, Clarksville, Laytonsville, Damascus, Dayton, Unity, Glenelg, West Friendship, Seneca, Dawsonville, Poolesville, Towson, Baltimore, Montgomery County, District of Columbia, Prince Georges County, Howard County, Anne Arundel County, and Baltimore County, MD. We also offer auto insurance services throughout the state of Maryland and northern Virginia, including Arlington, Alexandria, McLean, Falls Church, Annandale, Reston, Fairfax, Vienna, Herndon, Sterling, Leesburg, and Manassas, VA. |
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of
an auto insurance policy. The minimum liability insurance coverage available for purchase in Maryland is 20/40 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us at 301-933-5500 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, truck, fence, or house, is covered through property damage auto insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum coverage amount in Maryland is $15,000. |
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This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Underinsured Motorist Bodily Injury Coverage
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This type of auto insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The auto insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required auto insurance coverage in Maryland. |
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Underinsured Motorist Property Damage Coverage
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Protects you if your auto is damaged in an accident caused by a driver who
has insufficient auto insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in Maryland. |
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Maryland Auto Insurance Policy FAQ
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Click on the link below to fill out a quote request form for a Maryland Auto
Insurance policy that will provide excellent auto insurance coverage at an affordable cost. Or you can speak with our Maryland Auto Insurance agent specialist at 301-933-5500 to discuss the policy features in more detail. |
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Covers damage caused to the insured's auto (your automobile) from risks such
as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the auto insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Maryland auto insurance policy. |
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Covers damage caused to the owners auto from a collision caused by another
auto or other object. The deductible is the amount you choose to pay upfront (if any) before the auto insurance policy pays. The higher the deductible chosen the lower the collision coverage cost within the car insurance policy. |
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Maryland Auto Insurance Policy FAQ
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Maryland Auto Insurance Policy FAQ
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Maryland Auto Insurance Policy FAQ
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Maryland Liability Coverage limits explanation:
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20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Benefits Provided Include:
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Pays 80% of all reasonable expenses for necessary medical, surgical, x-ray,
dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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Necessary remedial treatment (nursing home care or home nursing care).
Pays 60% of gross income loss caused by inability to work because of an
injury suffered in an accident.
$5,000 death benefit
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Maryland Auto Insurance Policy FAQ
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Maryland Auto Insurance Policy FAQ
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Maryland does not require no fault coverage. This coverage pays medical bills
for injuries suffered in an auto accident regardless of who caused the accident. |
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Medical payments coverage pays for the medical and funeral expenses for you
or others hurt or killed in an accident while riding in or driving your car or truck. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding in another car or truck. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is a required Auto Insurance coverage in Maryland. |
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Maryland Auto Insurance Policy FAQ
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20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
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Example of uninsured motorist limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no auto liability insurance. This coverage is required for Auto Insurance in Maryland. Contact us at 301-933-5500 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Auto Insurance
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Personal Insurance
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Brown Insurance Group
12118 Heritage Park Circle
Silver Spring, Maryland 20906
Montgomery County, MD
(301) 933-5500
Fax: (301) 933-6955
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Answer a few questions and
we will provide you with an insurance quote by phone or email. Choose the Maryland personal or business insurance coverage you're interested in from the menu above. |
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Brown Insurance Group, Inc.
Copyright 2005-2010 All rights reserved
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Site Built & Maintained by InsuranceWebsiteServices.com
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(also northern Virginia & District of Columbia)
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(also northern Virginia & District of Columbia)
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(also northern Virginia & District of Columbia)
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(also northern Virginia & District of Columbia)
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(also northern Virginia & District of Columbia)
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(also northern Virginia & District of Columbia)
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(also northern Virginia & District of Columbia)
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(also northern Virginia & District of Columbia)
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BROWN INSURANCE GROUP
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DELIVERING EXCELLENCE WITH A DIFFERENCE
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