Maryland Group Disability Insurance Information
(also northern Virginia & the District of Columbia)
Disability insurance coverage is an important employee benefit
because it helps protect your employees most valuable financial
asset...their income. It replaces lost income for an employee if they
are unable to work due to sickness or injury.
Group disability insurance for your Maryland business
is an excellent employee benefit incentive for acquiring
and maintaining employees, and the cost is relatively
low in comparison to other group benefits.
Learn much more below about both Group Long Term
Disability Insurance and Group Short Term Disability
Insurance for your Maryland business.
We are a Silver Spring, MD full-service insurance agency, offering comprehensive
Maryland group disability insurance plan services to large and small businesses
located in the following cities and counties: Wheaton, Silver Spring, Bethesda,
Aspen Hill, White Oak, Takoma Park, Randolph Hills, Veirs Mill, Kensington,
Kemp Mill Estates, Rock Creek Forest, Chevy Chase, Woodmont, Garrett Park,
Oakmont, Calverton, Fairland, Springbrook, Glenmont, Foxhall, Layhill, Colesville,
Meadowood, Rockville, Laurel, Gaithersburg, Good Hope, College Park, Greenbelt,
Montpelier, Adelphi, Langley Park, Berwyn Heights, Knollwood, Beltsville,
Maryland City, Riverdale, Hyattsville, Chillum, Lewisdale, University Park, New
Carrollton, Landover Hills, Bladensburg, Cheverly, Kent Village, Somerset, Chevy
Chase View, Glen Mar Park, Westgate, Brookmont, Luxmanor, Montrose,
Potomac, Glen Hills, Derwood, Washington Grove, North Potomac, Redland,
Olney, Sandy Spring, Norwood Corner, Ashton, Ednor, Spencerville, Burtonsville,
Good Hope, Fulton, Savage, Bowie, Crofton, Kettering, Forestville, District
Heights, Capitol Heights, Columbia, Annapolis, Germantown, Brinklow,
Brookeville, Highland, Simpsonville, Brighton, Clarksville, Laytonsville, Damascus,
Dayton, Unity, Glenelg, West Friendship, Seneca, Dawsonville, Poolesville,
Towson, Baltimore, Montgomery County, District of Columbia, Prince Georges
County, Howard County, Anne Arundel County, and Baltimore County, MD. We
also offer group disability insurance plan coverages for your small business if it's
located in the state of Maryland or northern Virginia, including Arlington,
Alexandria, McLean, Falls Church, Annandale, Reston, Fairfax, Vienna, Herndon,
Sterling, Leesburg, and Manassas, VA.
Each year on average, 12% of the adult U.S. population suffers a long
term disability and one out of eight workers will suffer a five-year or
longer disability before the age of 65.
Group long term disability insurance plans provide income protection
for disabilities lasting three months or longer. After the initial waiting
period is completed, long term disability insurance will provide a
monthly income which may continue until age 65 for qualified
disabilities. The monthly income provided under a policy is usually
60% of the employees pre-disability income.
When an employee needs to be away from work for an extended period or a
non-work related disability like maternity, illness, or injury, an employee can
have access to a short term disability program which provides at least partial
income protection. Short term disability insurance is a more common
employee benefit because the chance of an employee being unable to work
for a short period is higher than the chance of being permanently disabled.
A short term disability insurance plan for your Maryland business will provide
weekly income for an employee disability shorter than 3 months. Coverage is
meant to bridge the gap between a company's sick pay policy and the start of
an employee long term disability insurance plan.
Click on the link below to fill out a quote request form for a Maryland group
short term disability insurance plan, that regardless of whether you're a
large employer or a small business, will provide comprehensive short term
disability insurance coverage for your businesses most important
asset...your employees. Or you can speak with our Maryland Group
Disability Insurance specialist at 301-933-5500 to discuss the policy
features in more detail.
Key Features:
Benefits begin on the 91st day of disability.
Monthly benefit is 60% of pre-disability income.
Maximum monthly benefit is $5,000.
Benefit duration to age 65 for qualified disabilities.
Click on the link below to fill out a quote request form for a Maryland
group employee long term disability insurance plan, that regardless of
whether you're a large employer or a small business, will provide
comprehensive long term disability insurance coverage for your
businesses most important asset...your employees. Or you can speak
with our Maryland Group Disability Insurance specialist at 301-933-5500
to discuss the insurance policy features in more detail.
Benefits begin on the 1st day in the case of an accident
Benefits begin on the 8th day in the case of a sickness
Weekly benefit is 100% of pre-disability income for the first 15 days.
Weekly benefit is 66% of pre-disability income from day 16 through
a maximum of 165 days.
Maximum weekly benefit is $1,000.
Benefit duration is 26 weeks.
Key Features:
**The information, pictures, and other content in this website about particular
insurance or financial services is only provided for informational purposes. Any
decisions regarding these services should be discussed with a licensed
insurance agent or financial services representative.
Employee Benefits
Brown Insurance Group
12118 Heritage Park Circle
Silver Spring, Maryland 20906
Montgomery County, MD
(301) 933-5500
Fax: (301) 933-6955

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Brown Insurance Group, Inc.
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