MD Group Disability Insurance

Maryland Group Disability Insurance

(also northern Virginia & District of Columbia)

Disability insurance coverage is an important employee benefit
because it helps protect your employees most valuable financial
asset...their income. It replaces lost income for an employee if they
are unable to work due to sickness or injury.

Group disability insurance for your Maryland business
is an excellent employee benefit incentive for acquiring
and maintaining employees, and the cost is relatively
low in comparison to other group benefits.

Learn much more below about both Group Long Term
Disability Insurance and Group Short Term Disability
Insurance for your Maryland business.

We are your local Washington D.C. area full service insurance agency, offering
comprehensive group disability insurance plan services to large and small
businesses located in the following cities and counties: Wheaton, Silver Spring,
Bethesda, Aspen Hill, White Oak, Takoma Park, Randolph Hills, Veirs Mill,
Kensington, Kemp Mill Estates, Rock Creek Forest, Chevy Chase, Woodmont,
Garrett Park, Oakmont, Calverton, Fairland, Springbrook, Glenmont, Foxhall,
Layhill, Colesville, Meadowood, Rockville, Laurel, Gaithersburg, Good Hope,
College Park, Greenbelt, Montpelier, Adelphi, Langley Park, Berwyn Heights,
Knollwood, Beltsville, Maryland City, Riverdale, Hyattsville, Chillum, Lewisdale,
University Park, New Carrollton, Landover Hills, Bladensburg, Cheverly, Kent
Village, Somerset, Chevy Chase View, Glen Mar Park, Westgate, Brookmont,
Luxmanor, Montrose, Potomac, Glen Hills, Derwood, Washington Grove, North
Potomac, Redland, Olney, Sandy Spring, Norwood Corner, Ashton, Ednor,
Spencerville, Burtonsville, Good Hope, Fulton, Savage, Bowie, Crofton, Kettering,
Forestville, District Heights, Capitol Heights, Columbia, Annapolis, Germantown,
Brinklow, Brookeville, Highland, Simpsonville, Brighton, Clarksville, Laytonsville,
Damascus, Dayton, Unity, Glenelg, West Friendship, Seneca, Dawsonville,
Poolesville, Towson, Baltimore, Montgomery County, District of Columbia,
Prince Georges County, Howard County, Anne Arundel County, and Baltimore
County, MD. We also offer group disability insurance plan coverages for your
small business if it's located in the state of Maryland or northern Virginia,
including Arlington, Alexandria, McLean, Falls Church, Annandale, Reston,
Fairfax, Vienna, Herndon, Sterling, Leesburg, and Manassas, VA.

Each year on average, 12% of the adult U.S. population suffers a long
term disability and one out of eight workers will suffer a five-year or
longer disability before the age of 65.

Group long term disability insurance plans provide income protection
for disabilities lasting three months or longer. After the initial waiting
period is completed, long term disability insurance will provide a
monthly income which may continue until age 65 for qualified
disabilities. The monthly income provided under a policy is usually
60% of the employees pre-disability income.

When an employee needs to be away from work for an extended period or a
non-work related disability like maternity, illness, or injury, an employee can
have access to a short term disability program which provides at least partial
income protection. Short term disability insurance is a more common
employee benefit because the chance of an employee being unable to work
for a short period is higher than the chance of being permanently disabled.

A short term disability insurance plan for your Maryland business will provide
weekly income for an employee disability shorter than 3 months. Coverage is
meant to bridge the gap between a company's sick pay policy and the start of
an employee long term disability insurance plan.

Click on the link below to fill out a quote request form for a Maryland group
employee short term disability insurance plan, that regardless of whether
you're a large employer or a small business, will provide comprehensive
short term disability insurance coverage for your businesses most
important asset...your employees. Or you can speak with our Maryland
Group Disability Insurance specialist at 301-933-5500 to discuss the
features.

Benefits begin on the 91st day of disability.

Monthly benefit is 60% of pre-disability income.

Maximum monthly benefit is $5,000.

Benefit duration to age 65 for qualified disabilities.

Click on the link below to fill out a quote request form for a Maryland
group employee long term disability insurance plan, that regardless of
whether you're a large employer or a small business, will provide
comprehensive long term disability insurance coverage for your
businesses most important asset...your employees. Or you can speak
with our Maryland Group Disability Insurance specialist at 301-933-5500
to discuss the features.

Benefits begin on the 1st day in the case of an accident

Benefits begin on the 8th day in the case of a sickness

Weekly benefit is 100% of pre-disability income for the first 15 days.

Weekly benefit is 66% of pre-disability income from day 16 through
a maximum of 165 days.

Maximum weekly benefit is $1,000.

Benefit duration is 26 weeks.

**The information, pictures, and other content in this website about particular
insurance or financial services is only provided for informational purposes. Any
decisions regarding these services should be discussed with a licensed
insurance agent or financial services representative.

Brown Insurance Group

12118 Heritage Park Circle

Silver Spring, Maryland 20906

Montgomery County, MD

(301) 933-5500

Fax: (301) 933-6955

Answer a few questions and
we will provide you with an
insurance quote by phone or
email. Choose the Maryland
personal or business insurance
coverage you're interested in
from the menu above.

Brown Insurance Group, Inc.

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Group Disability

Insurance

(also northern Virginia & District of Columbia)

BROWN INSURANCE GROUP

DELIVERING EXCELLENCE WITH A DIFFERENCE