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Maryland Boat Insurance
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(Watercraft and Jet Ski Coverages)
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(also northern Virginia & District of Columbia)
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The value of quality boat insurance often doesn't become apparent until
you really need it. Whether it's a minor dent or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let our experienced Maryland boat insurance specialist
explain the different Liability Limits, Comprehensive, Personal Injury Protection, Collision, Medical coverages, and deductibles that are available for you to choose from. We offer affordable boat insurance policies from a leader in the insurance industry. |
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Learn more about Maryland Boat Insurance
coverage options below! |
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Click on the link below to fill out a quote request form
for a Maryland Boat Insurance policy that will provide excellent insurance coverage for your boat at an affordable cost. Or you can speak with our Maryland Boat Insurance agent specialist at 301-933-5500 to discuss the features. |
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(also northern Virginia & District of Columbia)
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We are your local Washington D.C. area full service insurance agency, offering
affordable boat insurance policy premiums to individuals and families located in the following cities and counties: Wheaton, Silver Spring, Bethesda, Aspen Hill, White Oak, Takoma Park, Randolph Hills, Veirs Mill, Kensington, Kemp Mill Estates, Rock Creek Forest, Chevy Chase, Woodmont, Garrett Park, Oakmont, Calverton, Fairland, Springbrook, Glenmont, Foxhall, Layhill, Colesville, Meadowood, Rockville, Laurel, Gaithersburg, Good Hope, College Park, Greenbelt, Montpelier, Adelphi, Langley Park, Berwyn Heights, Knollwood, Beltsville, Maryland City, Riverdale, Hyattsville, Chillum, Lewisdale, University Park, New Carrollton, Landover Hills, Bladensburg, Cheverly, Kent Village, Somerset, Chevy Chase View, Glen Mar Park, Westgate, Brookmont, Luxmanor, Montrose, Potomac, Glen Hills, Derwood, Washington Grove, North Potomac, Redland, Olney, Sandy Spring, Norwood Corner, Ashton, Ednor, Spencerville, Burtonsville, Good Hope, Fulton, Savage, Bowie, Crofton, Kettering, Forestville, District Heights, Capitol Heights, Columbia, Annapolis, Germantown, Brinklow, Brookeville, Highland, Simpsonville, Brighton, Clarksville, Laytonsville, Damascus, Dayton, Unity, Glenelg, West Friendship, Seneca, Dawsonville, Poolesville, Towson, Baltimore, Montgomery County, District of Columbia, Prince Georges County, Howard County, Anne Arundel County, and Baltimore County, MD. We also offer boat insurance services throughout the state of Maryland and northern Virginia, including Arlington, Alexandria, McLean, Falls Church, Annandale, Reston, Fairfax, Vienna, Herndon, Sterling, Leesburg, and Manassas, VA. |
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Maryland Boat Insurance Info
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Covers damage caused to the owners boat from a collision caused by another
boat, vehicle, or other object. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the collision coverage cost of the Maryland boat insurance policy. |
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Covers damage caused to the insured's boat (your boat) from risks such as
theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost of the Maryland boat insurance policy. |
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Maryland Boat Insurance Info
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Maryland Boat Insurance Info
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Injuries that you (insured) cause to someone else is covered under this part of a
boat insurance policy. The minimum liability insurance coverage available for purchase in Maryland is 20/40 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us at 301-933-5500 to discuss what liability coverage amounts you require to meet your needs. |
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20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Damage caused by the insured (you) to someone else's property, such as
another boat or dock, is covered through property damage boat insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum required coverage amount in Maryland is $15,000. |
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Bodily Injury Liability
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Property Damage Liability
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Maryland Liability Coverage limits explanation:
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Maryland Boat Insurance Info
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80% of medical benefits for all reasonable expenses for necessary
medical, surgical, x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing
care).
60% of disability benefits for any loss of gross income and loss of earning
capacity from inability to work because of an injury suffered in an accident. |
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Benefits Provided:
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Maryland Boat Insurance Info
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20/40 20=$20,000 - 40=$40,000
First number = uninsured boater maximum for one person
injured in an accident.
Second number = uninsured boater maximum for all injuries in
one accident. |
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Example of Uninsured limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver
or an at-fault driver who has no liability insurance. This is a required coverage for Boat Insurance in Maryland. Contact us at 301-933-5500 to discuss what uninsured coverage amounts you require to meet your family or personal needs. |
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Maryland does not require no fault coverage coverage. This coverage pays
medical bills for injuries suffered in a boat accident regardless of who caused the accident. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Personal Insurance
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Boat Insurance
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Brown Insurance Group
12118 Heritage Park Circle
Silver Spring, Maryland 20906
Montgomery County, MD
(301) 933-5500
Fax: (301) 933-6955
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Answer a few questions and
we will provide you with an insurance quote by phone or email. Choose the Maryland personal or business insurance coverage you're interested in from the menu above. |
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Brown Insurance Group, Inc.
Copyright 2005-2008 All rights reserved
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Site Built & Maintained by InsuranceWebsiteServices.com
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(also northern Virginia & District of Columbia)
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(also northern Virginia & District of Columbia)
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(also northern Virginia & District of Columbia)
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(also northern Virginia & District of Columbia)
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(also northern Virginia & District of Columbia)
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BROWN INSURANCE GROUP
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DELIVERING EXCELLENCE WITH A DIFFERENCE
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